No Load Funds

One such rating agency is Morningstar, and it does apparently simplify the work of investors. However, there is danger to this system. Past performance is no guarantee of future success, and sustaining the yields that enabled the good mutual fund to get 5 stars might well be difficult. Therefore, some investors take an upside down approach and invest in a low rated fund. A fund can drop out of favour for a wide variety of reasons, whilst the reality is that it has great potential and yields are set to increase just round the corner.
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Here is a list of what many consider are the top 5 mutual funds currently operating in India. They are chosen for the gains they have brought their investors, their reputation and background, and for the quality of the sponsors that are behind the fund.

HDFC Mutual Fund
The HDFC mutual fund was approved in June 2000 by SEBI. The fund offers Debt Funds schemes, Equity and Balanced Funds, and it is considered as one of the best mutual funds in India The last few years have been amazing for this mutual fund: growth has been impressive and consistent. HDFC Asset Management Company regulates the fund. This company is a joint venture between Standard Life Investments and HDFC (the largest housing finance company in India). HDFC Asset Management has assets of more than Rs.25000 crores.
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There are a number of reverse mortgage advantages and disadvantages that any homeowner should know about it. There are thousands of salesmen out there who will expound how great they are and how you should apply for one straight away, and for this reason I have concentrated more on the cons of this special kind of mortgage.

The pros of reverse mortgages –
Homeowners can easily obtain a reverse mortgage. There are no credit or income requirements to think about, such a mortgage can be obtained whether the home is financed or mortgage free. Such ‘loans’ mean that borrowers can do needed work on their homes, travel, send their grandchildren to college, and pay for unexpected medical expenses.
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Mutual find investing is without doubt simpler and less fraught with pitfalls than investing in stocks. Mutual funds are associated with professional managements, earnings that are simple to reinvest, and diversification. These are all great benefits, particularly for investors who do not have an in depth knowledge of markets.

Despite that, picking the best mutual fund is far from easy. Different mutual funds give widely differing results. More than anything else, it is hard to know what mutual fund sector to invest into first. In addition to this, and this is a point that many first time investors (and not just) do not put enough research into, is the fees that the mutual fund levies for its services
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Over the years, the no load stocks investing area has grown substantially. With the internet, gone are the days when the only person you could get advice from was your investment counselor. Just because you don’t want to pay any load fees, doesn’t make you cheap. If you are a smart and savvy investor, you are aware of the market and know what direction you are heading in. The arena of no load stocks is a bit more precarious than other no load venues and you had better know your stuff before jumping in.
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