- Emerging markets 2008 no load mutual funds offer varying benefits and risks for all investors
- Emerging markets funds are not right for all investors, but these funds may be perfect for some
- An emerging markets investment can offer high risks, but they also normally offer high returns
Emerging markets 2008 no load funds are mutual funds that invested in emerging markets in the year 2008. These no load mutual funds can hold a variety of investments, both by type and location, and emerging market mutual funds concentrate on markets that are just opening up and emerging. An emerging market investment has distinct benefits and drawbacks, and these investments are not for everyone. These markets normally offer high returns, but this is done in exchange for high volatility and risks as well. These markets are not stable, and many factors may have an effect on the performance of emerging markets mutual funds. Emerging markets funds offer great returns but they also carry higher risks of capital losses as well. For some investors these no load mutual funds can be ideal, but many investors shy away from these funds due to the high risks and extreme volatility that can be present. Some of these funds may invest across a wide range of countries, while others may specialize in one country or investment type, such as natural resources or a certain region. There are many emerging markets 2008 funds to choose from, and with the availability of the Internet and numerous free investment tools that can be used, choosing the best no load funds is simply a matter of finding the right funds and making the appropriate comparisons.
An emerging market investment using no load mutual funds is normally the best way to go. No load funds do not charge load fees, which are simply commissions paid to a broker for professional investment advice concerning the best emerging markets funds for the specific circumstances and investment goals. Load fees deduct from the overall value and performance of the investment, and drag a fund down. Most investors have the ability to find and compare no load mutual funds, and to choose those which fit best with the investment goals and the strategies being used. Unfortunately, not all brokers and financial advisors are ethical. It is possible for a broker to take load fees from the investor, and then direct the investment to a specific load fund that also pays a commission to the broker. In these cases the investment advice given concerning the emerging markets 2008 funds may benefit the broker more than the investor. This is a conflict of interest, but it is not illegal.
There are many emerging markets 2008 no load funds which may be the best fund for many investors. These include the Fidelity Emerging Markets Fund, with the ticker FEMKX. This fund has an expense ratio of slightly more than one percent, and has net assets that are valued in the billions of dollars. Another one of the emerging markets funds that should be considered is the T. Rowe Price Emerging Europe & Mediterranean Fund, ticker TREMX. The expense ratio for this emerging markets 2008 fund is almost one and a quarter percent. The Lazard Emerging Markets Portfolio Fund, ticker LZOEX, has a higher expense ratio which is almost one and a half percent, but the average five year return for this fund is more than thirty percent. T. Rowe Price offers a number of emerging markets funds, and one of these is the T. Rowe Price Emerging Markets Stock Fund, with the symbol PRMSX. Another is the T. Rowe Price Latin America Fund, with the ticker PRLAX. Both of these emerging markets funds have an expense ratio of one point two percent and are offered by T. Rowe Price. No matter which of the best no load funds are chosen in the emerging markets sector, thorough research and fund comparisons will help each investor find the right no load mutual funds for their investment needs and goals.
