- Global flexible portfolio no load mutual funds do not involve extra expenses or offer professional advice
- Global flexible funds can be a good choice for many investors, but thorough research should be done before investing
- The best no load funds will not charge any 12b-1 marketing fees
What are global flexible portfolio no load mutual funds, and what do they offer to investors? For some investors these may be the best no load funds to choose from. Global flexible funds are mutual funds which hold a wide variety of investments across varying asset classes. These asset classes can include stocks, bonds, money markets, and other assets, and the investments can include both domestic holdings in the United States and foreign holdings around the world. With global funds at least one fourth of the fund net asset value is invested in foreign holdings. The goal of global flexible portfolio no load mutual funds is to minimize any losses of capital while maximizing the total return for investors. These funds are intended to be flexible, so that the assets and holdings of the fund can be changed when the markets change. The goal of high total returns is accomplished with active management. Professional managers make all of the investment decisions, and the risks associated with global flexible funds will depend on the specific fund chosen to invest in. Each one will have various trading and management styles, holdings, and acceptable levels of risk.
Choosing global flexible portfolio funds which are also no load mutual funds is normally the smartest way to invest, unless professional help is needed due to an investor not being able to use all of the free online resources available to find and compare the best no load funds in any sector or investment type. Global flexible funds have the advantage of offering flexibility which can increase the fund performance and return, because holdings are bought and sold depending on the current market trends and circumstances. Some of these mutual funds may have extremely high portfolio turnover, and higher fund operating expenses because of this. Any investor who is using no load mutual funds should make sure to do all of the required work before deciding on which global flexible funds to invest in. There are many factors and components of each fund which should be compared, and it is important to note that what may be ideal for one investor will be a bad choice for other investors. Look at the year to date return, the yield, the fund operating expenses, the quality and risk ratings of each fund, if the fund includes a 12b-1 marketing fee and the percentage charged if it does, and all other important factors of each specific global flexible portfolio mutual fund.
Even no load global flexible portfolio funds may involve a 12b-1 marketing fee, and this should not be confused with a load fee in legitimate no load mutual funds. Some mutual funds may use deception concerning this marketing fee though, and these funds may advertise as no load when there are really hidden load fees covered by high marketing fees. This is done to attract more investors, but there is a way to distinguish deceptive global flexible portfolio funds from true no load funds, and this is by looking at the percentages. If the 12b-1 marketing fee is more than point two five percent of the total net asset value for the fund, it is a deceptive fund and should be avoided by investors looking for the best no load funds. Careful and thorough fund evaluations and comparisons will allow a majority of investors to make decisions concerning which global flexible funds to invest in without extra costs or professional advice. Investing does not have to be unusually difficult or complex, and most investors are more than capable of choosing no load mutual funds without help. Why pay load fees which can be five percent or more of the investment capital when it is not necessary and will just lower the investment value?
