- Mixed target asset 2035 no load mutual funds are used mainly for retirement purposes
- No load mutual funds offer lower investing expenses but do not offer professional investment advice
- The best no load funds will depend on the investment goals, strategies used, and levels of acceptable risk
Mixed target asset 2035 no load mutual funds are target date funds, and they can be the best no load funds available for retirement for a wide range of investors. These investments are intended for those who plan on retiring between the years 2031 and 2035, and using no load mutual funds can help preserve investment capital because there are no expensive load fees to pay. These costs are basically sales commissions paid for professional advice received, and this advice is normally not needed if the investor is willing to spend some time and do the necessary fund research and evaluations. There are many fund families which offer target date mutual funds with a wide range of dates available. These investments are normally conservative to moderate with their investing strategies and acceptable risk levels, because capital preservation is one of the main goals of these funds. This is capital that will be needed for retirement, and mixed target asset 2035 no load mutual funds may have a mix or blend of different investments to meet these needs. They will usually have a diverse portfolio as well to help prevent large losses, with a preference being for small stable gains instead.
One mixed asset target 2035 fund that should be considered is the Fidelity Freedom 2035, which has the ticker symbol FFTHX. This choice offers a three star Morningstar rating, and the fund has four and a half billion dollars in net assets. The yield is two point three one percent, and this is one of the no load mutual funds with a small minimum investment needed. Only twenty five hundred dollars is needed for a minimum initial investment into the Fidelity Freedom 2035 fund, making it very accessible. The investment style of this fund is considered large blend, and it would be a big mistake to choose any of the best no load funds without at least comparing them to this one. Another one of the mixed asset target 2035 no load mutual funds that should be evaluated by investors before making a final fund decision is the American Century LIVESTRONG 2035 Inv Fund, trading under the symbol ARYIX. This fund offers the highest possible Morningstar rating at five stars, making it a very good investment option. There are net assets worth a little more than a quarter of a billion dollars, and it is one of the true no load mutual funds because there are no hidden load fees or excessive 12b-1 marketing fees involved. Fund expenses are point two percent, and the turnover is sixteen percent. This is considered one of the best no load funds for many investors who need a mixed target asset 2035 fund.
Another great choice when it comes to mixed target asset 2035 no load mutual funds is the Columbia Retirement 2035 Z fund, with the ticker of BAGZX. This investment offers a decent yield of one point eight four percent, and it is offered by the Columbia family of funds. Net assets are valued at two point six million, and the initial minimum investment requirement is quite small at only twenty five hundred dollars. The turnover for this specific fund is only twelve percent, which is low compared to similar funds, and the expense ratio is only point one percent. This is one of the mixed target asset 2035 no load mutual funds that is considered one of the best no load funds possible by a large number of investors. With so many choices available, it is just a matter of locating the best no lod funds and doing the necessary comparisons to find the right one for every investing goal and strategy.
